You may see people on social media partaking in a number of wonderful activities, and then feel disheartened because these may not be available, or affordable, for people from all walks of life. Rather than allowing yourself to become hung up on the things out of reach, you may instead want to give some consideration to the things that are feasible for you. At the same time, it could also be beneficial to figure out ways to improve on your current situation so that, in the future, some of these escapades could become a possibility.
One of the first things you might want to consider can be the way that you spend and save your money. Failing to save even part of your income could be what is preventing you from taking part in some of those more costly activities. You don’t need to put hundreds into an account but opening an ISA Wealthify may be able to help you increase your capital.
Interest can be added to the account and while the percentage of this might be fairly small, it can help you to get into the habit of saving some of your money and understanding the benefit that comes from simply leaving it alone. While rewards may not be instantaneous, with a bit of patience you may enable yourself to do more.
It could also be a good idea to try and stop looking at the things that other people have and, instead, start feeling more grateful for the things you do have in your life. If you have children, this could also help them to stop wanting more things and to appreciate what you do for them. Being grateful can sometimes be good to prevent greed and envy from setting in. While you may not have as much as some people, there may be things that you have or can do, that others might also feel envious of. By looking at what you do have, and seeing the potential there, you may also find yourself feeling more mentally healthy.
Not all of your problems could be due to a lower income. Some of them may crop up because you are paying more than you should for bills. By finding ways to reduce your monthly outgoings for utilities and rent, you may put yourself in a better position to be able to spend more on enjoyment. If you are currently locked into a contract, you may want to shop around close to your renewal date to really get some good deals. When it comes to gas or electricity, you may find that it is better to look for a fixed-rate term as, this way, you can still be protected if costs rise. Lowering the amount that you pay can help you to increase your savings quicker as well.
Having a low income may not discount you from engaging in some activities, but it might require a bit more thought and planning. Adopting some good habits can help you to find enjoyment, even if you don’t make as much money as you might like.
This is a collaborative post. Image via Unsplash.